Editorial Policy
Editorial Policy — FitCreeper Finance
Effective note date: 2026-09-07
This policy explains how FitCreeper Finance creates, reviews, updates, and corrects educational personal-finance content. Author: Ahmad Dogar.
Mission
Publish clear, beginner-friendly explainers on emergency funds, savings accounts, deposit insurance, and related cash-buffer topics for U.S. readers—without pretending to offer personalized advice.
YMYL caution
Personal finance is a Your Money or Your Life (YMYL) topic. We therefore:
- Prefer primary sources (CFPB, FDIC, Federal Reserve, NCUA, and similar) for definitions, insurance rules, and national averages
- Date survey statistics and APY snapshots
- Tell readers to verify live rates and terms on the institution’s website
- Avoid inventing credentials, guarantees, or “best account for you” prescriptions
AI disclosure policy
Many FitCreeper drafts use AI assistance for outlining, wording, and structure. Before publish, content is reviewed for:
- Alignment with cited primary sources
- Accurate representation of dated figures
- Clear educational disclaimers
- Removal of invented facts, fake credentials, or undated “current rates presented as permanent
Articles include an on-page note such as: Drafted with AI assistance, then checked against primary sources…
AI does not replace source checking. AI output is never treated as an official rate quote.
Attribution & sources
Posts should include:
- Inline links to supporting sources where claims are made
- A Sources section at the end
- Where official data tables are used (for example FDIC national rates), a short Original evidence table with product/rate/as-of columns and a retrieval date
We do not copy substantial copyrighted text verbatim from other publishers. We summarize and cite.
Corrections policy
If you find a factual error:
- Contact us via the Contact page with the article title, the incorrect statement, and a preferred correction source (ideally a primary URL).
- We will review and, when warranted, update the article with corrected wording and, if material, a short correction note near the top or in the Sources area.
- Non-material typos may be fixed quietly; material money-rule or figure errors should be noted.
We prioritize corrections that could mislead readers about deposit insurance, rates framing, or regulatory definitions.
Updates & rate freshness
Interest rates and product terms change frequently. FitCreeper may:
- Label APYs as dated snapshots
- Point to FDIC national averages as context, not as your bank’s APY
- Refresh articles when primary sources revise tables or guidance
An article’s presence online does not mean every figure remains current.
Conflicts of interest & monetization
If FitCreeper later uses affiliate links, sponsorships, or display ads, those relationships will be disclosed in a clear manner on affected pages. Editorial accuracy standards still apply: we will not alter official definitions to favor a partner.
As of this policy note, treat content as educational publishing first.
What we will not claim
- That FitCreeper or Ahmad Dogar is your financial advisor
- Invented phone numbers, physical addresses, emails, licenses, or certifications for the author
- That any HYSA, MMA, or CD is “risk-free” beyond what deposit insurance rules actually cover
- Undated “best rates today” lists presented as permanent truths
Reader responsibility
You are responsible for verifying account terms, insurance status (FDIC BankFind / NCUA tools), and suitability for your situation. Educational frameworks (for example 3–6 months of essentials) are rules of thumb, not prescriptions.
Related pages
FitCreeper Finance Educational only — not personalized financial advice.